Billing & Finance Intelligence Agent

Stop losing money tolate payments.Inzo sees it coming.

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Inzo is your AI powered billing and finance agent. It scans invoices from a photo, forecasts your 90 day cash flow, scores every customer's payment reliability, and tells you exactly how to collect overdue money so your books close clean and your cash flows.

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AI finance features

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Built in reports

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Total features

90 day

AI cash flow forecast

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AI & Automation

AI Intelligence

Inzo's AI layer runs on your financial data automatically extracting invoice data from photos, forecasting cash flow 90 days out, scoring customer reliability, and prescribing collection strategies before an overdue becomes a write off.

OCR Document Scanning
AI · Llama 4 Scout 17B · OCR

OCR Document Scanning

Photograph any invoice, bill, or receipt and Inzo extracts every field vendor, amount, line items, tax, due date, GST number and populates your books in seconds. Powered by Llama 4 Scout 17B via the WorksBuddy AI service. No manual entry, no missed fields, no transcription errors.

Photo structured dataLlama 4 Scout 17BInvoice & bill extractionGST / tax field detectionPDF + image input
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OCR Document Scanning
Cash Flow Forecasting
AI

Cash Flow Forecasting

Inzo analyses your outstanding invoices, scheduled bills, and payment history to generate a 90 day cash flow forecast. See projected inflows, outflows, and net position by week before a cash crunch surprises you.

90 day horizonWeekly breakdownForecast vs Actual report
Customer Payment Behavior Analysis
Ai

Customer Payment Behavior Analysis

Inzo builds a payment profile for every customer average days to pay, consistency, early vs. late patterns so you know which customers to prioritise and which to watch before sending the next invoice.

Per customer patternsAvg days to payTrend detection
Customer Payment Reliability Score
Ai

Customer Payment Reliability Score

A credit style reliability score per customer calculated from payment history, overdue frequency, and amount patterns. Use it to set credit limits, payment terms, and decide who gets net 30 vs. upfront payment.

Reliability scoreCredit limit rec.Terms optimisation
AR Aging Analysis
Ai

AR Aging Analysis

Inzo categorises all outstanding receivables into aging buckets (0-30, 31-60, 61-90, 90+ days) and generates collection recommendations per bucket which customers to call, which to escalate, which to write off.

4 aging bucketsCollection recsPrioritised actions
AI Escalation Advice
Ai

AI Escalation Advice

For every overdue invoice, Inzo recommends the right escalation strategy reminder email, phone call, hold on future orders, legal notice based on invoice age, customer reliability score, and relationship history.

Per invoice strategyEscalation ladderRelationship aware
Payment Reminders & Late Fees
Automation

Payment Reminders & Late Fees

Automated reminder schedule per invoice configurable timing, template, and channel. Late fee rules apply automatically on overdue detection. Waive or toggle fees per customer. Every reminder logged to invoice history.

Configurable scheduleAuto late fees Waive per customer
Invoicing & Billing

Invoicing & Billing

A complete billing command centre from first estimate to final payment. Every invoice type, every payment flow, and every document in one place so nothing slips through the cracks.

Billing Invoices
Core · Full Invoice Lifecycle

Billing Invoices

Full invoice CRUD with auto numbering, status workflow (Draft Sent Partial Paid Overdue), bulk updates, and revisions. Send as PDF via email in one click. Accept partial payments, apply late fees, track payment history, and link invoices to stock all from a single invoice view.

Auto numberingPartial paymentsPDF email deliveryRevision historyOverdue auto detect
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Billing Invoices
Estimates & Sales Orders
Core

Estimates & Sales Orders

Create estimates with revisions and one click conversion to invoice. Sales orders with full status management and revision history. Both send as PDF via email and trigger Revo workflows on status changes.

Convert estimate invoiceRevision historyRevo triggers
Purchase Orders & Bills
Core

Purchase Orders & Bills

Purchase orders with conversion to bill, approval workflow, multi bill payment allocation, vendor credit management, and refunds. Every bill goes through submit approve reject before payment is released.

PO Bill conversionApproval workflowMulti bill payments
Subscription Invoices
Automation

Subscription Invoices

Create recurring invoice schedules daily, weekly, monthly, or custom. Inzo auto generates and sends each invoice on schedule, detects expired subscriptions, processes payments, and logs the full history.

Auto generationExpiry detectionPDF + email auto send
Customer & Vendor Payments
Core

Customer & Vendor Payments

Multi invoice payment allocation in a single transaction. Customer credit balance management apply to invoice, reverse, cancel. Refunds with receipt PDF. Vendor payments with multi bill allocation and credit notes.

Multi invoice allocationCredit balanceRefunds + receipts
Online Payments · Stripe
Automation

Online Payments · Stripe

Customers pay invoices online via Stripe Checkout embedded directly in the invoice email. Supports INR and USD, payment plan installment collection, and automatic payment reconciliation back to the invoice.

Stripe CheckoutINR + USDAuto reconciliation
Products & Inventory
Core

Products & Inventory

Product and service CRUD with SKU auto generation, HSN codes, and stock management. Low stock alerts fire before you run out. Stock utilisation tracking invoices auto reduce stock on save.

SKU auto genLow stock alertsStock auto reduce
Reports & Finance

Reports & Finance

16 built in financial reports, a 13 KPI live dashboard, and full customer and vendor intelligence giving every finance lead the visibility to make decisions without waiting for month end closes.

Financial Dashboard & Reports
Core · 16 Reports · 13 KPIs

Financial Dashboard & Reports

A live dashboard with 13+ KPI cards covering AR, AP, revenue, expenses, and inventory with charts for AR vs AP, cash flow trends, and invoices vs payments. 16 built in reports including Profit & Loss, Cash Flow, AR Aging, Revenue Summary, Tax Summary, and Inventory Valuation. Export any report to CSV in one click.

13+ KPI cards16 built in reportsP&L · Cash Flow · AR AgingInventory ValuationCSV export
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Financial Dashboard & Reports
Customer & Vendor Management
Core

Customer & Vendor Management

Full CRUD for customers and vendors with credit balance, GST info, document attachments, email history, and activity history. Advanced filters, custom views, column management, and bulk update across both modules.

Credit balanceGST infoActivity history
Expenses
Core

Expenses

Expense CRUD with category, vendor, and amount. Approval workflow submit, approve, reject before marking as paid. Full expense history and activity log. Feeds into the Expense Summary and P&L reports automatically.

Approval workflowMark as paidP&L linked
Email & Notifications
Smart

Email & Notifications

Automated emails for every document event invoice sent, payment received, reminder triggered, estimate shared, PO created. Customisable templates via EVOX Mail. Configurable reminder schedules per document type.

EVOX Mail poweredCustom templatesPer doc reminders
Import & Export
Core

Import & Export

CSV import wizard with column mapping for 10+ entity types customers, vendors, invoices, products, and more. Background processing via BullMQ for large files. CSV export for 14+ entity types with current view filters applied.

10+ entity importColumn mapping14+ entity export
Organization Settings
Core

Organization Settings

Currency and timezone per org and per user. Payment terms, tax rates, late fee rules, reminder schedules, number formats, multilingual labels, and custom PDF templates all configurable without code.

Multi currencyCustom PDF templatesTax rates
Global Search & UI
Core

Global Search & UI

Global search across 13 entity types with a command palette (Cmd+K). Dark mode, custom column views, advanced filters, bulk updates, activity history on every record, and full keyboard navigation throughout.

13 entity typesCmd+K paletteDark mode
Cross agent superpowers

Inzo talks to every
other WorksBuddy agent

Standalone billing software stops at the invoice. Inzo is wired into the entire WorksBuddy OS so a signed contract in Sigi auto drafts an invoice, a won deal in Lio fires billing, and a completed milestone in Taro triggers the next payment.

Sigi Inzo
SigiInzo

Signed contract in Sigi auto creates a draft invoice in Inzo with contract value, client details, and payment terms pre filled from the document.

InzoMoni

Invoice payment status and cash flow data from Inzo feed Moni's revenue intelligence so the forecast reflects actual collections, not just pipeline.

Inzo Moni
LioInzo

Won deal in Lio fires a new invoice in Inzo automatically deal value, customer CRM record, and agreed terms pulled directly from the pipeline.

Lio Inzo
Revo Inzo
RevoInzo

Revo workflows trigger invoice creation or estimate sending in Inzo automatically form submitted, proposal approved, or any custom event fires the billing action.

Taro Inzo
TaroInzo

Project milestone hit in Taro triggers a milestone invoice in Inzo with deliverable details and billable amount auto populated from the project.

InzoLio

Invoice payment received in Inzo updates the customer's payment history in Lio CRM so sales reps see billing health on every account before every call.

Inzo Lio

Ready to hire Inzo?

Start free and let Inzo scan your first invoice, forecast your 90 day cash flow, and tell you exactly who owes what before month end.

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