It's the 25th. Do you know if you can make payroll?
See how a finance lead trades a backward-looking spreadsheet for a forecast that shows the shortfall weeks early — and tells them exactly who to chase.
This is for you if…
- Your cash picture is a spreadsheet updated after the fact.
- You find out about a shortfall when it's already here.
- Every late payer looks the same as a reliable one.
- Overdue invoices get the same generic reminder.
The 25th of the month, two ways.
Here's checking whether the money will land with a spreadsheet — versus a live forecast.
Before · the messy version
- MorningOpen the spreadsheet. It shows what already happened, not what's coming.
- MiddayManually tally which invoices are out and guess who'll actually pay.
- AfternoonEmail a generic 'just checking in' to every overdue client.
- Month-endA big client pays late. The shortfall is a surprise. Scramble.
Result: blind to the gap until it's a crisis.
After · the automated version
- AnytimeInzo shows the projected cash position 30/60/90 days out — live.
- UpstreamLio's pipeline feeds expected revenue in, so deals-in-flight count too.
- Per clientA reliability score flags who pays late before they cost you.
- On overdueInzo recommends the exact escalation for each invoice, by payer.
Result: see the shortfall weeks out, act early.
The walkthrough
Meet the finance lead: it's the 25th, payroll runs on the 30th, and a $40k invoice is outstanding. Here's how they get a real answer in minutes.
- LioUpstream
Pipeline projects what's coming
Before any invoice exists, Lio's open deals and signing-probability scores tell the forecast what revenue is likely, and roughly when — so the projection reflects deals in flight.
→ feeds expected revenue into the forecast
- InzoNow
Receivables tracked in real time
Inzo holds every open invoice with its due date and status, bucketed into 0–30 / 31–60 / 61–90 / 90+ day aging — no manual tally.
→ gives the forecast live, accurate inputs
- Inzo30/60/90
The forecast flags the shortfall
Inzo projects the cash position weeks out and flags that, at current pace, day 30 dips below payroll — early enough to act, not after the fact.
→ turns a surprise into a plan
- InzoPer payer
Reliability scores show who's the risk
The outstanding $40k client scores 62 — a chronic late payer. A reliable client's invoice isn't the worry; this one is. Now you know where to focus.
→ points you at the right account
- InzoAction
The right escalation, drafted
Instead of a generic nudge, Inzo recommends the exact next step for this payer — a firmer reminder plus a call — and drafts it. The gap closes before payroll.
→ right payer, right escalation, on time
The payoff
30/60/90
Day cash forecast
0–100
Payer reliability score
Early
Shortfall warnings
4
AR aging buckets
“For the first time we can see a shortfall coming weeks out instead of discovering it. The payer scores tell us who to chase, and we've hit on-time collection for months.”
Teams that can't afford a cash surprise.
Finance leads & founders
Responsible for payroll and runway, tired of backward spreadsheets.
Agencies
Lumpy project revenue that makes cash timing hard to predict.
Property & services
High-value invoices where one late payer swings the month.
Under the hood
FAQ
Questions, answered.
How far ahead can Inzo forecast?
Inzo projects your cash position 30, 60, and 90 days out, based on invoice due dates, historical payment patterns, and upcoming expenses, and flags shortfalls early.
What is a payment reliability score?
A 0–100 rating Inzo assigns each customer from payment speed, partial payments, disputes, and invoice value — so you know who pays dependably and who needs watching.
How does the pipeline feed the forecast?
Lio's open deals and signing-probability scores represent expected revenue. That flows into Inzo's forecast, so your projection reflects deals in flight, not just invoices already raised.
Is my financial data secure?
Yes — bank-level encryption, SOC 2 Type II, role-based access, and full audit logging.
See your cash position weeks ahead.
Bring your real receivables. We'll show you the forecast, the payer scores, and the shortfall warnings — in one demo.
14-day free trial · No credit card required · Cancel anytime.