Customer Payment Reliability Score
A per customer reliability score derived from payment history that supports credit limit and payment term decisions.
Inzo calculates a credit style reliability score for each customer from their payment history, overdue frequency, and amount patterns, which you can use to set credit limits, payment terms, and decide between net terms and upfront payment.
How it works
Inzo analyzes a customer's invoices, payment dates, and contract value totals to establish payment behavior patterns. It processes overdue frequency, amount variations, and payment timing, then generates a reliability score that estimates on time, late, and default tendencies. You apply the score to credit decisions such as credit limits and payment terms.
Key capabilities
- Reliability score calculated from invoices, payment dates, and contract values.
- Analysis of overdue frequency, amount variation, and payment timing patterns.
- Score reflecting on time, late, and default tendencies.
- Support for setting credit limits per customer.
- Support for choosing payment terms such as net 30, net 15, or upfront payment.
- Scores displayed within customer profiles.
- Credit based usage tracking for the scoring feature.
Tips
Use the reliability score to identify higher risk customers early and adjust their credit limits or payment terms before bad debt occurs.